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PA Budget Watch

Pennsylvania's structural deficit

Pennsylvania Structural Deficit Counter

$3,227,422,769
FY 2025-26 structural deficit accrued so far
of $3.9B projected annual total · Source: PA Independent Fiscal Office
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How Pennsylvania's money works

The General Fund is the state's main operating budget. Each year it collects about $45 billion — almost entirely from income and sales taxes paid by working Pennsylvanians — and spends about $50 billion on services, mostly Medicaid and education.

Where the money comes from

Total $45.3B · FY 2025-26
Personal Income Tax
$18.5B 41%

PA's flat 3.07% tax on wages and most income — paid by working Pennsylvanians and retirees with taxable income

Sales and Use Tax
$13.5B 30%

6% on most retail purchases (with exemptions for groceries, clothing, and prescriptions)

Corporate Net Income Tax
$4.0B 9%

Tax on corporate profits — rate is being phased down to 4.99% by 2031

Other Taxes
$5.8B 13%

Cigarette, liquor, gross receipts, inheritance, realty transfer, and other tax revenues

Non-Tax Revenue
$3.5B 8%

Licenses, fees, fines, treasury investment earnings

Source: PA Independent Fiscal Office

Where the money goes

Total $50.1B · FY 2025-26
Human Services
$22.0B 44%

Mostly Medicaid (Medical Assistance), Long-Term Living, child welfare, mental health — fastest-growing spending area

Education
$15.0B 30%

Pre-K-12 basic and special education, plus state appropriations to PASSHE / community colleges / state-related universities

Corrections
$3.0B 6%

State prisons, probation, parole — incarcerates ~37,000 people

Debt Service & Treasury
$2.0B 4%

Interest and principal payments on outstanding state debt

All Other Departments
$8.1B 16%

Health, Agriculture, Environmental Protection, Transportation match, State Police, Labor, Aging, Military Affairs, and dozens of smaller agencies

Source: Pennsylvania Enacted Budget FY 2025-26

The ~$4.8 billion gap between what comes in and what goes out is the structural deficit ticking above. It's projected to grow to $6.7 billion next year and $8.4 billion by FY 2029-30 if nothing changes.

Federal dependency

The other $50 billion

Pennsylvania doesn't only spend the $50 billion from its General Fund. It also receives roughly $50 billion in federal dollars each year — a parallel river of money that flows into Medicaid, education, food assistance, transportation, and dozens of smaller programs. About a third of that, ~$17 billion, is the federal share of PA's Medicaid program.

The structural deficit ticking at the top of this page assumes that money keeps flowing. If it gets cut, the gap grows fast.

Federal dollars flowing into PA

Total $50.0B · FY 2024-25
Medicaid (Medical Assistance)
$17.0B 34%

Largest single federal flow. FMAP ~52% for traditional Medicaid, 90% for ACA expansion population. Covers ~3 million Pennsylvanians.

SNAP (Food Stamps)
$3.5B 7%

100% federally funded benefits to PA residents; state administers eligibility

Education
$3.0B 6%

Title I (low-income districts), IDEA (special education), Pell Grants, federal student aid

Highway & Transportation
$2.0B 4%

Federal Highway Trust Fund — matches state PennDOT spending on roads, bridges, transit

Other Federal Programs
$24.5B 49%

TANF, WIC, housing assistance, environmental, public safety, infrastructure, unemployment admin, ARPA tail, agricultural, etc.

Source: USAspending.gov + KFF Medicaid State Indicators + PA Office of the Budget federal funds reporting

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Cliff scenarios

What happens to PA's structural deficit if any of these federal cuts materialize:

Federal Medicaid match drops 10%
PA owes roughly $1.7B more from state funds — adds ~45% to the current $3.9B structural deficit
+$1.7B
added to deficit
ACA Medicaid expansion repealed
PA loses the 90% federal match for ~700,000 expansion enrollees; state on hook for full coverage or has to drop the population
+$4.0B
added to deficit
Federal SNAP costs partly shifted to states
Recent federal proposals would transfer some SNAP benefit costs to states based on payment-error rates; PA's share would be ~$700M annually
+$0.7B
added to deficit

Sources: KFF Medicaid State Indicators, CMS FMAP tables, PA Office of the Budget federal funds reporting. Scenario impacts are estimates based on current program sizes; actual cuts would depend on specific federal legislation.

$1500
Cost per PA family of 4 to close the deficit
PA IFO / Commonwealth Foundation
71%
Medicaid spending growth since 2018
Commonwealth Foundation
$6.78B
School district reserves sitting unused
Commonwealth Foundation
Personal Impact

Your share of PA's deficit

How many people in your household?
Time horizon
Your household's cumulative share
$1,500
This year, based on IFO's $1,500-per-family-of-4 figure scaled by household size.
Average across all PA households (this year): $764
Rainy Day Fund
426
days until projected depletion
Currently $7.0B · Projected drain by FY 2026-27
Source: PA Treasury / IFO projections
Live data

Latest from PA IFO

Refreshed April 27, 2026 at 9:01 AM

Scraped weekly from ifo.state.pa.us — every new publication appears here automatically.

  1. Apr 23, 2026
    Sports, Marketing, & Tourism Series: 2025 U.S. Open Impact Analysis

    The IFO submitted an economic impact report for the U.S. Open in Allegheny County (June 2025) to the General Assembly. The analysis finds that economic activity related to the event generated $152.8 million in statewide spending and $10.2 million in select state and local taxes. …

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  2. Apr 21, 2026
    Do Sports Wager Tax Rates Affect Betting Volume?

    Director Knittel and Robyn Toth submitted an article for publication in the April 13, 2026 edition of Tax Notes State . It ranks states based on per capita sports wagers and considers whether state tax rates impact per capita betting. For 2026, state tax rates range from 7% (Neva…

    ↓ Direct PDF
  3. Apr 14, 2026
    Testimony on the Educational Tax Credit Program

    Deputy Director Stacey Knavel provided testimony to the House Education Committee on the Independent Fiscal Office’s Educational Tax Credit report released in January 2022. ... (Full Report) - opens in a new tab

    ↓ Direct PDF
  4. Apr 13, 2026
    Big Three Revenue Sources Diverge

    This brief compares the cumulative and relative growth of the two largest revenue sources for state government (income and sales tax) to school district property tax levied by local units. Over the past decade, sales and income taxes expanded at nearly twice the rate as school di…

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  5. Apr 10, 2026
    Budget and Economic Update

    Fiscal Analyst III Jesse Bushman provided a budget and economic update to the Education Policy and Leadership Center. ... (Full Report) - opens in a new tab

    ↓ Direct PDF